Heya. Re our convo on saturday night about houses. Shared ownership is the only thing I can think of. The market is fucked across the board unless you want to live in a hole ( which is strangely why the places are so cheap ). Buy the house by percentage, which makes getting a mortgage easier as it's less to borrow in the first place. I got my flat through serious illness so that's not an option for you, but if you speak to a local housing association they may well help. If you are a key-worker then speak to SLFHA if you like the look of the croydon area ( they're building shitloads round here atm. good coms, good social life, stunning food ( you'll love Wing Yip and West Croydon ) easy to get to londres etc etc, and good quality houses as well ). It's builder central down here so suprise suprise there are plenty of options.
Shared ownership does mean both rent and mortgage to pay, but the mortgage is lower obviously, and the rent part is council level, not private level ( the difference being 300.00 per month for a 1 bedroom vs around 650.00 to 750.00, which is quite a difference ). I would strongly recommend you ignore the north london snobbery/arrogance/stupidity that goes on re easy to get to big clubs etc and look at the more longterm, and have a look dahn sahf. Leave the fools to struggle against huge targets and get tactical. Croydon is always up for dj's who know their stuff and are willing to learn from the locals and add their bit as well. And it's wierdo friendly in a lot of places. The alternative scene was huge down here. Ok that lot are now old and out of it, but they don't mind us lot as long as the drugs are hidden and no-one starts a personal war. There's a reason why the north london massive snub this place ;)
For example, the Black Sheep Bar ( where I saw pendulum, a kickass night ) now has fingerprint ID for it's regulars to keep problem types out. They may well entertain a decent alternative night as around here it's nowt but metal and punk/ ska really. Who knows, but if you pulled the boat party then you could prolly do it. And tbh it's a doddle to get from East Croydon to say the Fairfiled Halls or croydon highstreet. Up to you of course, but it's rather cool down here :D
Oh yeah, get snobby and the locals will be most unfriendly. Be sociable and they'll talk to you ( as werefern found out last night approaching this monster punk dude, who was more than happy to have a smile and say hi ).
My journal is much less heavy these days as I am a lot bettterer, but it's up to you if you want to read ;)
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timeasmymeasure
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Date: 2006-09-19 11:53 am (UTC)Shared ownership does mean both rent and mortgage to pay, but the mortgage is lower obviously, and the rent part is council level, not private level ( the difference being 300.00 per month for a 1 bedroom vs around 650.00 to 750.00, which is quite a difference ). I would strongly recommend you ignore the north london snobbery/arrogance/stupidity that goes on re easy to get to big clubs etc and look at the more longterm, and have a look dahn sahf. Leave the fools to struggle against huge targets and get tactical. Croydon is always up for dj's who know their stuff and are willing to learn from the locals and add their bit as well. And it's wierdo friendly in a lot of places. The alternative scene was huge down here. Ok that lot are now old and out of it, but they don't mind us lot as long as the drugs are hidden and no-one starts a personal war. There's a reason why the north london massive snub this place ;)
For example, the Black Sheep Bar ( where I saw pendulum, a kickass night ) now has fingerprint ID for it's regulars to keep problem types out. They may well entertain a decent alternative night as around here it's nowt but metal and punk/ ska really. Who knows, but if you pulled the boat party then you could prolly do it. And tbh it's a doddle to get from East Croydon to say the Fairfiled Halls or croydon highstreet. Up to you of course, but it's rather cool down here :D
Oh yeah, get snobby and the locals will be most unfriendly. Be sociable and they'll talk to you ( as werefern found out last night approaching this monster punk dude, who was more than happy to have a smile and say hi ).
My journal is much less heavy these days as I am a lot bettterer, but it's up to you if you want to read ;)
Enjoy, I am off to make pickled eggs ;)